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Can you summarize OHRC Section 1349.18?
Consumer Protection > Printing credit card number and expiration date on receipt.
Short Summary
This section of the Ohio Revised Code, specifically under the Commercial Transactions and Consumer Protection sections, governs the printing of credit card information on receipts. It prohibits any person or limited liability company that accepts credit cards for business transactions from printing more than the last five digits of the credit card account number or the expiration date on any receipt provided to the cardholder. The section applies only to electronically printed receipts and does not apply to transactions where the cardholder’s credit card account number is recorded by handwriting or by an imprint or copy of the credit card. Violation of this section is considered an unfair or deceptive act or practice, and a person injured by such violation has a cause of action and is entitled to the same relief available to a consumer under section 1345.09 of the Revised Code. The attorney general has the power and remedies available to enforce this section, similar to the enforcement of sections 1345.01 to 1345.13 of the Revised Code. The definition of ‘credit card’ in this section includes credit cards, charge cards, debit cards, or any other means of access to a customer’s account for obtaining money, property, labor, or services on credit or for initiating an electronic fund transfer.
Whom does it apply to?
Persons or limited liability companies that accept credit cards for business transactions
What does it govern?
Printing credit card numbers and expiration dates on receipts
What are exemptions?
Transactions where the cardholder's credit card account number is recorded by handwriting or by an imprint or copy of the credit card
What are the Penalties?
Violation is deemed an unfair or deceptive act or practice, with the same relief available to a consumer under section 1345.09 of the Revised Code
Jurisdiction
Ohio