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Can you summarize NYCL UCC 4-404?

Relationship Between Payor Bank and Its Customer > Bank Not Obligated to Pay Check More Than Six Months Old

Short Summary

A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith.

Jurisdiction

New York

Source
NYCL UCC 4-404 [https://reggi.cloud.regology.com/regulations/US-NYCL/US-NYCL_T_UCC_A_4_P_4_S_4-404]