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Can you summarize NVRS 205.690?
Crimes Against Property > Obtaining or possessing credit card or debit card, or identifying description of credit card, credit account or debit card without consent of cardholder; presumption from possession; exemptions.
Short Summary
This legal document governs the theft, possession, and circulation of credit cards or debit cards without the consent of the cardholder. It states that any person who steals, takes, removes, or possesses a credit card or debit card without the cardholder’s consent, or who receives a stolen credit card or debit card with the intent to circulate, use, sell, or transfer it, is guilty of a category D felony. The court may impose punishment as provided in NRS 193.130 and order the person to pay restitution. Possessing two or more credit cards or debit cards issued in the name of another person is presumed to be done with the knowledge that they have been stolen and with the intent to defraud, except in cases where the possession is for business purposes or with the consent of the cardholder. The document also provides exemptions for individuals employed by or operating businesses such as banks, financial institutions, credit bureaus, collection agencies, or credit reporting agencies, who lawfully furnish or obtain credit card, debit card, or credit account information in the ordinary course of their business or employment. The terms ‘credit card’ and ‘debit card’ include the number or other identifying physical or electronic description of a credit card or credit account, and a debit card respectively.
Whom does it apply to?
Any person who steals, takes, removes, or possesses a credit card or debit card without the cardholder's consent, or who receives a stolen credit card or debit card with the intent to circulate, use, sell, or transfer it.
What does it govern?
Obtaining or possessing credit card or debit card without consent of cardholder
What are exemptions?
The possession of two or more credit cards or debit cards used in the regular course of the possessor's business or employment, or where the possession is with the consent of the cardholder.
What are the Penalties?
Category D felony, punishment as provided in NRS 193.130, and restitution.
Jurisdiction
Nevada