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Can you summarize MTCO 30-14-1722?
Impediment of Identity Theft > Identity theft impediments -- credit card renewal -- telephone accounts
Short Summary
This legal document, part of the Montana Code under the section of Unfair Trade Practices and Consumer Protection, focuses on identity theft impediments. It outlines specific requirements for credit card issuers and businesses providing telephone accounts when receiving change of address requests. Credit card issuers must send change of address notifications to cardholders at their previous address of record when a replacement credit card is requested within 60 days before or after the change of address request. Similarly, businesses providing telephone accounts must send change of address notifications to account holders at their previous address of record when new service is requested. The notifications can be given through telephone or electronic mail communication if the issuer or entity reasonably believes they have the current contact information. The notifications must not contain sensitive personal information but may include the consumer’s name, previous address, new address, and for telephone accounts, the account holder’s telephone number. The document also defines credit cards and telephone accounts for the purpose of this section. No penalties are mentioned in this document.
Whom does it apply to?
Credit card issuers, businesses providing telephone accounts, cardholders, and account holders
What does it govern?
Identity theft impediments, specifically related to credit card renewal and telephone accounts
What are exemptions?
No exemptions are mentioned.
What are the Penalties?
No penalties are mentioned.
Jurisdiction
Montana