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Can you summarize MSCO 97-19-32?
False Pretenses and Cheats > Credit cards; possession of scanning device or reencoder without permission of cardholder; scanning or reencoding with intent to defraud; penalties.
Short Summary
This section of the Mississippi Code 1972 governs the possession of scanning devices or reencoders without the permission of the cardholder, as well as the scanning or reencoding of credit card information with the intent to defraud the cardholder, the issuer, or a merchant. The section provides definitions for key terms such as ‘cardholder,’ ‘credit card,’ ‘issuer,’ ‘merchant,’ ‘reencoder,’ and ‘scanning device.’ It is unlawful for a person to possess a scanning device or reencoder without the permission of the cardholder and with the intent to defraud. Violation of this section is a felony punishable by imprisonment for up to five years, a fine of up to Ten Thousand Dollars ($10,000.00), or both. This section was enacted as part of the Pay and Trade with Confidence and Electronic Device Tampering Act in 2019.
Whom does it apply to?
Any person who possesses a scanning device or reencoder without the permission of the cardholder of the credit card
What does it govern?
Possession of scanning device or reencoder without permission of cardholder; scanning or reencoding with intent to defraud
What are exemptions?
No exemptions are mentioned.
What are the Penalties?
Upon conviction, imprisonment not to exceed five (5) years, a fine not to exceed Ten Thousand Dollars ($10,000.00), or both.
Jurisdiction
Mississippi