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Can you summarize MORS 407.433?
Merchandising Practices > Protection of credit card account numbers, penalty, exceptions effective date, applicability.
Short Summary
This legal document governs the protection of credit card account numbers on sales receipts in the state of Missouri. It prohibits any person, other than the cardholder, from disclosing more than the last five digits of a credit card account number on sales receipts provided to the cardholder for merchandise sold in the state. Knowingly violating this provision is an infraction, and any second or subsequent violation is a class A misdemeanor. However, there are exemptions to this rule. It is not a violation if the credit card number is recorded solely by handwriting or, prior to January 1, 2005, by an imprint of the credit card. Additionally, for handwritten or imprinted copies of credit card receipts, only the merchant’s copy of the receipt can list more than the last five digits of the account number. This section became effective on January 1, 2003, and applies to any cash register or other machine or device that prints or imprints receipts of credit card transactions placed into service on or after that date. Cash registers or devices placed in service prior to January 1, 2003, are subject to these provisions on or after January 1, 2005.
Whom does it apply to?
Any person, other than the cardholder, who provides sales receipts for merchandise sold in Missouri
What does it govern?
Disclosure of credit card account numbers on sales receipts
What are exemptions?
Handwritten or imprinted copies of credit card receipts where only the merchant's copy lists more than the last five digits of the account number
What are the Penalties?
Knowingly violating this section is an infraction, and any second or subsequent violation is a class A misdemeanor
Jurisdiction
Missouri