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Can you summarize KSST 50-669?
CONSUMER PROTECTION > Required presentation of credit card when writing a check; exceptions.
Short Summary
This section of the Kansas consumer protection act governs the requirement of presenting a credit card when writing a check or share draft. It prohibits a person from requiring a check presenter to provide a credit card number or expiration date, unless the person requesting the information issued the credit. However, there are exceptions to this rule. A person may request a purchaser to display a credit card as an indication of creditworthiness or additional identification, with only the type of credit card and issuer recorded. Additionally, a person may request or receive a credit card number or expiration date as a security deposit or record the credit card information as a condition for cashing a check or share draft, under certain circumstances. Violation of this section is considered an unconscionable act.
Whom does it apply to?
Persons who require a check or share draft as a means of payment or identification
What does it govern?
Presentation of credit card when writing a check
What are exemptions?
1. Requesting a purchaser to display a credit card as indicia of credit worthiness and financial responsibility or as additional identification, with only the type of credit card and issuer recorded. 2. Requesting or receiving a credit card number or expiration date as a security deposit to assure payment in the event of default, loss, damage, or other occurrence. 3. Recording a credit card number and expiration date as a condition for cashing a check or share draft, where the person has an agreement with the card issuer to cash checks and share drafts as a service to the issuer's cardholders and the issuer guarantees the cashed checks and share drafts.
What are the Penalties?
Violation of this section is deemed an unconscionable act.
Jurisdiction
Kansas