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Can you summarize Fin Code CACL Division 4?
Financial Code > AUTOMATED TELLER MACHINES: USER SAFETY [13000. - 13070.]
Short Summary
The provided legal document content is a division of the California Financial Code that governs automated teller machines (ATMs) and user safety. It provides definitions for various terms related to ATMs and establishes a standard of care for operators of ATMs regarding user safety. The division requires operators of existing installed ATMs and any ATMs installed after a certain date to adopt procedures for evaluating the safety of the ATMs. It also sets forth lighting standards for ATMs and their surrounding areas during hours of darkness. Additionally, the document requires issuers of access devices for ATMs to provide customers with notices of basic safety precautions. The division supersedes and preempts any rule, regulation, code, statute, or ordinance of any city, county, municipality, or local agency regarding customer safety at ATMs in California. The document does not specify any exemptions or penalties for non-compliance or violation of its provisions.
Whom does it apply to?
Operators of ATMs in California
What does it govern?
Automated teller machines (ATMs) and user safety
What are exemptions?
Devices used solely for check guarantees or check authorizations, devices used in person-to-person cash transactions, ATMs located inside buildings (unless freestanding installations solely providing an enclosure for the ATM), ATMs located inside buildings (except to the extent that a transaction can be conducted from outside the building), ATMs located in areas not controlled by the operator
What are the Penalties?
No specific penalties mentioned
Jurisdiction
California