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Can you summarize ALCA 7-4-404?
Relationship Between Payor Bank and Its Customer. > Bank not obligated to pay check more than six months old.
Short Summary
A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith. (Acts 1965, No. 549, p. 811; repealed by Acts 1995, No. 95-668, p. 1381, 2; added by Acts 1995, No. 95-668, p. 1381, 2.)
Jurisdiction
Alabama