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Can you summarize ALCA 13A-9-14?
Forgery and Related Offenses. > Illegal possession or fraudulent use of credit card or debit card.
Short Summary
This legal document governs the illegal possession or fraudulent use of credit cards or debit cards. It applies to any person who takes, exercises control over, or otherwise uses a credit card or debit card without the consent of the owner. The document specifies that fraudulent use occurs when a credit card or debit card is used to obtain property, services, or anything else of value with knowledge that the card is stolen, revoked or cancelled, or unauthorized by the issuer or the person to whom the card is issued. The document defines ‘credit card’ as any instrument or device issued by an issuer for the use of the cardholder in obtaining money, goods, services, or anything else of value on credit, and ‘debit card’ as any instrument issued by an issuer for the use of a depositor in obtaining money, goods, services, or anything else of value against funds previously deposited. The document also states that illegal possession or fraudulent use of a credit card or debit card is a Class D felony, without specifying the exact penalties associated with it.
Whom does it apply to?
Any person who takes, exercises control over, or otherwise uses a credit card or debit card without the consent of the owner
What does it govern?
Illegal possession or fraudulent use of credit card or debit card
What are exemptions?
The mere use of an expired credit card or debit card by the original issuee is not considered fraudulent use
What are the Penalties?
Illegal possession of or fraudulent use of a credit card or debit card is a Class D felony
Jurisdiction
Alabama