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Can you summarize 9 LARS Code Book II, Code Title XII, Chapter 2, Part XII?
LOUISIANA CONSUMER CREDIT LAW > IDENTITY THEFT
Short Summary
This legal document governs identity theft in Louisiana. It allows victims of identity theft to file police reports with the Louisiana Department of Justice, office of the attorney general, or in the municipality or parish where they reside. Creditors who grant credit based on information obtained through identity theft must provide victims with application and transactional information necessary to undo the effects of the identity theft. The document also addresses security alerts, requiring persons receiving notification of a security alert to verify the consumer’s identity before lending money or extending credit. Violators of this Part may be held liable for the victim’s documented out-of-pocket expenses and reasonable attorney fees. Overall, this document aims to protect victims of identity theft and hold responsible parties accountable for their actions.
Whom does it apply to?
Victims of identity theft, Louisiana Department of Justice, office of the attorney general, municipality or parish where victims reside, creditors
What does it govern?
Identity theft
What are exemptions?
No exemptions are mentioned.
What are the Penalties?
Violators may be held liable for the victim's documented out-of-pocket expenses and reasonable attorney fees.
Jurisdiction
Louisiana