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Can you summarize 47 TNCO Chapter 18, Part 21?
Consumer Protection > Identity Theft Deterrence
Short Summary
The Tennessee Identity Theft Deterrence Act of 1999 aims to prevent and minimize harm resulting from identity theft. While it does not impose liability on businesses or banks for solely failing to prevent identity theft, it also does not immunize them from civil suits under the Tennessee Consumer Protection Act of 1977. Victims of identity theft can file claims against businesses or banks for failing to prevent or minimize the harm caused by identity theft. The act provides a private cause of action for individuals affected by identity theft. It does not fall within the scope of 11 U.S.C.S. 107, and any remedy sought for violation of this state law must be requested in an adversary proceeding. The act does not specify the penalties for non-compliance or violation of its provisions. Overall, the act sets the foundation for addressing identity theft and protecting consumers in Tennessee.
Whom does it apply to?
The act applies to businesses, banks, victims of identity theft, and individuals affected by identity theft.
What does it govern?
The Tennessee Identity Theft Deterrence Act of 1999 governs the prevention and minimization of harm resulting from identity theft.
What are exemptions?
The act does not specify any exemptions.
What are the Penalties?
The act does not specify the penalties for non-compliance or violation of its provisions.
Jurisdiction
Tennessee